Unsecured Personal Loans and Financial Vulnerability: A Case Study of Seventh-Day Adventist Church Employees in Western Kenya. Editon Consortium Journal of Business and Management Studies, [S. l.], v. 7, n. 1, p. 23–31, 2025. DOI: 10.51317/ecjbms.v7i1.601. Disponível em: https://www.system.rowadvocates.co.ke/index.php/ECJBMS/article/view/601. Acesso em: 22 sep. 2026.